Treasury Analyst Jobs in India: Salary, Skills, Qualifications & Career

If you are looking for Treasury Analyst Jobs in India, then you should do thorough research about the salary in this field and the qualifications required. As we all know, finance is one of the high-paying fields in India, but a treasury analyst is also a promising career option for finance and commerce graduates. This field is perfect for commerce and finance graduates who want to build a high-paying career in this field. In this blog, we will discuss Treasury Analyst Jobs in India and their salary, skills, qualifications, and career in detail.

What Does a Treasury Analyst Do?

The work of a treasury analyst is to help a company manage its day-to-day financial resources. The role focuses on cash, liquidity, banking activities, investments, and financial work. The exact responsibilities are also very different between organizations, but there are some common tasks that a treasury analyst at every company does. They monitor daily cash balances and cash flow; they also track incoming and outgoing payments and manage relationships with banks and financial institutions.

They also support cash forecasting activities, monitor the company’s liquidity position, and also help with short-term investments. They also support foreign exchange transactions and identify and report financial risk. Treasury analysts also maintain accurate treasury records and prepare financial information for senior management.

Treasury Analyst Jobs in India

Treasury Analyst jobs are available across different industries because there are large organizations that have dedicated treasury teams to manage their financial operations. There are also various common sectors that hire Treasury Analysts such as banking and financial services, insurance, manufacturing, IT and technology, e-commerce, consulting, multinational corporations, investment companies, pharmaceuticals, and retail. The work of a treasury analyst varies depending on the size and type of organization. Freshers can also start with reporting, reconciliation, cash tracking, and routine treasury activities, while experienced professionals handle cash forecasting, risk management, investments, and strategic financial planning.

Treasury Analyst Qualifications

To become a treasury analyst in India, you must have a bachelor’s degree in a commerce field or another relevant field. Most popular courses for this field are BCom, MCom, MBA, and other relevant finance and business degrees. Working professionals and busy students who want to pursue flexible learning can also take admission in online BCom, MCom, and MBA courses. There are various popular online and distance universities that offer flexible programs at a very affordable cost.

Can BCom and MCom Graduates Become Treasury Analysts?

Yes, BCom and MCom graduates can apply for Treasury Analyst and other entry-level finance roles. BCom degree provides knowledge of accounting, financial management, taxation, and business operations, which can be useful in treasury work. BCom graduates should also develop practical skills such as Excel, financial analysis, cash flow management, and financial reporting to improve their job readiness. An online or distance BCom is also best for students and working professionals who want to continue their studies while managing other responsibilities.

Treasury Analyst Skills

Treasury Analysts need a mix of financial knowledge, analytical ability, and technical skills. They should also understand financial data and know how to prepare reports and support financial decisions. Good Excel skills are also very important for calculations, cash flow analysis, reporting, and managing data. They should also understand cash flow management, accounting, financial statements, and bank reconciliations. Attention to detail is very important because treasury work involves financial transactions and reports where small mistakes can cause problems. Apart from this, good communication and problem-solving skills help them to resolve issues easily without any difficulty.

Treasury Analyst Salary in India;

Treasury Analyst Career Path

Career growth and salary in the treasury field are very good. You can start as a Treasury Executive or Treasury Analyst and move to Senior Treasury Analyst, Treasury Manager, and eventually Treasury Head as you gain experience. In the beginning, you handle cash reports, bank reconciliations, payments, and basic financial analysis. After gaining experience, you can manage cash forecasting, banking relationships, investments, and financial risks. As a Treasury Manager, your main work is to manage the treasury team and oversee daily financial operations. At a senior level, a Treasury Head manages the company’s overall cash, funding, investments, liquidity, and financial risk.

How to Become a Treasury Analyst?

1. Complete a Relevant Degree

Start with a bachelor’s degree such as B.Com, BBA Finance, Finance, Accounting, or Economics.

2. Learn Accounting and Finance

Build a strong understanding of financial statements, accounting, corporate finance, cash flow, and financial markets.

3. Improve Excel Skills

Learn Excel functions, financial formulas, pivot tables, charts, and data analysis techniques.

4. Learn Treasury Concepts

Understand important concepts such as cash management, liquidity, cash forecasting, bank reconciliation, foreign exchange, interest rates, and financial risk.

5. Gain Practical Experience

Internships in finance, accounting, banking, or treasury can help you understand how financial operations work in real organizations.

6. Apply for Entry-Level Jobs

Look for positions such as Treasury Analyst, Treasury Executive, Finance Executive, Cash Management Executive, or Junior Financial Analyst.

Treasury Analyst vs Financial Analyst

Where Can Treasury Analysts Work?

Treasury professionals can easily find jobs in different types of organizations. There are many Banks in India that hire them for cash management, liquidity, financial markets, and treasury operations. Multinational companies also hire them because these companies have treasury teams to manage cash across different business units and countries. Financial services companies also hire professionals for treasury, liquidity, risk management, and financial operations. Manufacturing companies need treasury teams to handle working capital, payments, banking relationships, and cash flows. Large IT and technology companies also employ treasury professionals to manage cash and other financial activities.

Is Treasury Analyst a Good Career for Commerce Students?

Yes, a treasury analyst is a good career for commerce students. It is a relevant career option for commerce graduates who are interested in finance, accounting, cash management, and financial markets. Graduates with a BCom and BBA degree can easily get the job as a fresher, but for this, they need to gain knowledge and skills relevant to their field. After gaining experience and with an MCom and MBA degree, a treasury analyst can easily move into senior-level positions.

Can a Fresher Get a Treasury Analyst Job?

Yes, a fresher can easily get a treasury analyst job. But companies always look for candidates who understand accounting and finance and have good Excel and analytical skills. They also consider fresher positions in finance such as Executive, Cash Management Executive, Accounts Executive, or Junior Financial Analyst to gain relevant experience. So it is very important to work on skills and knowledge during studies.

Conclusion

Treasury Analyst is a perfect career option for all those students who are interested in finance, cash management, and financial analysis. If you have the right qualifications, technical skills, and practical knowledge, you can easily find jobs in banks, financial services, IT companies, manufacturing firms, and other industries. If you are planning to start a career as a Treasury Analyst, focus on relevant skills and apply for jobs through verified job portals and company websites