Financial analysts have different jobs based on the industry and the financial decisions they handle. Some work on investments, while others manage risks, budgets, or market trends. Below are the main types of financial analysts and what they do.

• Investment Analyst – Studies stocks, bonds, and other investments to help people and companies make smart financial choices. They look at market trends and company performance to give useful advice. Their work helps investors grow their money.

• Risk Analyst – Identifies possible financial risks and helps businesses avoid big losses. They study market conditions, interest rates, and company finances. Their job is to keep companies safe from unexpected money problems.

• Corporate Financial Analyst – Works within companies to plan budgets and track financial health. They check expenses, profits, and investments to help businesses grow. Their reports guide company leaders in making good financial decisions.

• Credit Analyst – Checks whether a person or company can repay a loan. They review credit scores, past payments, and financial records. Banks and financial institutions use their reports to decide whether to approve or reject loans.

• Equity Research Analyst – Studies public companies and provides advice on buying or selling stocks. They examine financial statements, industry reports, and market trends. Investors use their research to make smart stock market choices.

• Portfolio Analyst – Manages investment portfolios to increase profits and reduce risks. They check how different investments are performing and suggest changes if needed. Their work helps investors and fund managers make better decisions.

• Economic Analyst – Studies the economy and predicts how changes can impact businesses and markets. They analyze factors like inflation, jobs, and global events. Their insights help governments and companies make future plans.

• Budget Analyst – Helps organizations manage money and prevent overspending. They track spending, find ways to save costs, and make sure budgets are used wisely. Their work helps businesses stay financially stable.

• Mergers & Acquisitions (M&A) Analyst – Assists companies in buying, selling, or merging with other businesses. They check company values, research financial risks, and help in negotiations. Their role is important in business growth and restructuring.

• Fund Analyst – Studies mutual funds and hedge funds to help investors choose the best options. They analyze fund performance, risk levels, and management strategies. Their advice helps investors make better financial decisions.